Challenge: After seeing the A& L rates online for several days whilst i was making a choice on how to handle it with this mortgage, that i phoned A& L to debate a deal i had created seen on the site, i was surprised to sit and learn they had superior rates that will weren' t advertised at the time you phone. So thought we'd post it on here for fear that anyone also was doing similar. My LTV is low even if. Reply: EGG CELL, What rate(s) did you get offered?